How Are Personal Injury Settlements Paid Out? A Guide to the Settlement Process and Pre-Settlement Cash Advances

If you’ve been involved in a personal injury lawsuit whether due to a car accident, medical malpractice, or another incident you’re likely eager to receive your settlement to cover mounting expenses.

From medical bills and lost wages to daily living costs like rent, utilities, and groceries, the financial strain can be overwhelming.

But how are personal injury settlements paid out? What is the average timeline to receive your payment? And what can you do if you need funds before your settlement check arrives?

PrimeCare Network is here to help you understand the settlement process and explore pre-settlement funding options to ease your financial burden.

What Is a Settlement Check?

A settlement check is the final amount you receive after a personal injury claim is resolved. This payment compensates for medical expenses, pain and suffering, lost wages, and other damages. While the amount varies depending on the specifics of your case, the timeline to receive a settlement check can take 30 days to six weeks—or longer, in some cases.

Steps in the Settlement Check Process

1. Award Determination
   After the judge or jury awards a settlement amount, both parties sign an Order of Settlement. This document outlines the terms of the agreement and includes a release form.

2. Signing the Release Form
   Before a settlement check is issued, you must sign a release form that waives your right to pursue further claims related to the same injury. It’s important to thoroughly review this document with your attorney to ensure your rights and interests are protected.

3. Processing the Release Form
   Once the defendant's insurance company receives the signed release, they typically have up to 30 days to issue the settlement check. Most checks are sent within 7–10 business days.

4. Trust Account Deposit
   Your attorney will deposit the settlement check into a trust or escrow account. This ensures the funds are cleared before distribution.

5. Paying Bills and Liens
   Before you receive your portion of the settlement, your attorney will pay any outstanding medical bills, insurance reimbursements, child support liens, or other debts associated with the case.

6. Attorney Fees and Legal Costs
   The attorney’s fees and litigation expenses are deducted from the remaining settlement amount.

7. Receiving Your Settlement Check
   After all deductions are made, the final settlement amount is sent to you as a check or direct deposit. This process can take up to six weeks.

What Causes Settlement Delays?

Several factors can delay your settlement check, such as:

• Longer-than-expected time to process or revise release forms
• Internal insurance company procedures
• Delays in clearing medical liens or other outstanding claims

Need Funds Before Your Settlement? PrimeCare Network Can Help

While the settlement process unfolds, financial stress can mount. Medical bills, daily expenses, and lost wages can make it difficult to stay afloat. If you need funds now, PrimeCare Network offers pre-settlement cash advances to help you manage expenses while waiting for your settlement.

What Is Pre-Settlement Funding?

Pre-settlement funding provides you with a portion of your anticipated settlement amount upfront. These advances can cover immediate costs, such as:

• Medical bills
• Rent or mortgage payments
• Utilities and groceries
• Other essential expenses

How It Works:

1. Apply Today
   Fill out our simple online application here.

2. Case Review
   We’ll work with your attorney to assess your case’s strength and expected settlement amount.

3. Approval and Funding
   Once approved, you’ll receive funds quickly—often within 24–48 hours.

Why Choose PrimeCare Network?

• Fast, hassle-free application process
• No upfront fees
• Non-recourse funding (you owe nothing if you lose your case)

Take control of your finances today. Call 888-474-8473 or apply now to get started.

Disclaimer:
This content is for informational purposes only and should not be considered legal advice. For specific questions about your settlement or legal rights, consult your attorney. Pre-settlement funding is a non-recourse cash advance and may reduce the final amount of your settlement. Terms and conditions apply.